Temporary Health Insurance

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Temporary health insurance plans are normally for individuals who are between jobs or have just started a job and there is a waiting period for the group coverage to take effect.

• Temporary health insurance plans are normally for periods up to 6 months.
• Application is simpler with temporary health insurance policies.
• Coverage is normally for unforeseen illnesses or accidents.
• Does not provide comprehensive coverage; cannot add dental, preventive care etc.
• Pre-existing conditions normally not covered.
• Do not purchase a short term plan if you have pre-existing conditions because you will not be eligible for guaranteed issue when you move to a standard individual plan.
• Temporary insurance plans are only a good option for healthy individuals needing coverage for a specific short term.