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Individual And Family Plans Charts

Blue Cross Blue Shield

Blue Cross Blue Shield Advantage Series III Select Choice Series III Saver Series III
 Plan Type PPO PPO PPO
 Deductible $250 - $10,000 Range 8 Options
 Coinsurance 85% 80% 75%
 Specialist Visits Covered? Yes Some Yes, costs go towards coinsurance and deductible.
 Children Covered? Yes Yes, with adult plan Yes, with a separate plan.
 Emergency Room Co-pay $100 Charges toward deductible and coinsurance. Yes, with cost.
 Rx Coverage Yes, with co-pay. Yes, with separate $200 deductible. Yes, with separate $200 deductible.

Aetna

Aetna Health Insurance PPO Advantage Plan Preventative and Hospital Care 1250
 Plan Type PPO  
 Deductible $500-$1500 $1250 and $2500
 Coinsurance 80% 20%
 Specialist Visit Covered? Yes No
 Children Covered? Yes  
 Emergency Room Co-pay $100 $100
 Rx Coverage Yes, $250 deductible and $5000 per year max.  

HumanaOne

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 Plan Type PPO 3 Types  
 Deductible $1000-$2500 $5000-$6000 $7500
 Coinsurance 80% 80%-100% 100%
 Specialist Visits Covered? Yes, with co-pay    
 Children Covered? Yes    
 Emergency Room Co-pay      
 Rx Coverage Yes, with separate $500 deductible Yes Yes, with separate $1000 deductible
 Policy Lifetime Limit $5 million-$8 million $2 million-$5 million $2 million

UnitedHealthcare

United Health Care
Health Savings Plans High Deductible Plans Co-Pay Select Plans Co-Pay Saver Plans
 Plan Type HSA HSA HSA HSA
 Deductible Low Options $500-$5000 $500-$5000 $500-
$5000
 Coinsurance 100% 80%-100% 80% 80%
 Specialist Visits Covered? Yes Yes Yes, with
co-pay.
Yes,
preventative
care is not covered.
 Children Covered? Yes Yes Yes, with co-pay. Yes, preventative care is not covered.
 Emergency Room Co-pay $100 Yes Yes Yes
 Rx Coverage Yes No Yes, with co-pay. Yes, brand names are not covered.
 Policy Lifetime Limit   $3 million    

Blue Cross Blue Shield

American Medical Security
MedOne Security Plans MedOne Plus PPO
 Plan Type PPO PPO
 Deductible $1000-$10000 $500-$10000
 Coinsurance 50%, 80%, 100% 50%, 80%, 100%
 Specialist Visits Covered? Yes Yes, with co-pay
 Children Covered? Yes Yes
 Emergency Room Co-pay Yes, with co-pay Yes, with co-pay.
 Rx Coverage Yes, with $250 deductible and $5000 per year max. Yes, with co-pay and coinsurance.