Medicare Supplement Insurance Coverage

Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Texas offers underwritten Medicare Supplement insurance plans A, D, and F. By law some prospects will qualify for these plans on a guaranteed issue basis. Plans are available to Texas residents age 65 and over, who are enrolled in Medicare Part A & Part B, or Texas residents under age 65 who are enrolled in Medicare Part A, and are within 6 months of enrolling in Part B.

When choosing for a company that will offer you medicare supplement insurance, you should consider the price, reputation and service. Regardless what policy the client chooses, it should make sense that they will choose the Blue Cross Blue Shield of Texas.

PRODUCT BENEFIT HIGHLIGHTS

FOR PLANS D AND F
- Part A Hospital Deductible Coverage
-Hospital Co-payment Coverage
-Skilled Nursing Facility Coverage
-Coverage for Physician Fees and Other Medical Expenses
-Coverage for Foreign Travel Emergencies
Individual Insurance Plan Highlights:
Plan D: Coverage for at-Home Recovery After a Hospital Stay
Plan F: Coverage for Part B Deductible and Excess Charges Above Medicare-Approved Amounts

Medicare Supplemental Insurance Features
•           No Claim Forms in Most Cases
•           Membership Card Recognition Guaranteed Nationwide
•           No Waiting Period for Pre-Existing Health Conditions
•           Coverage for All Medicare-Approved Services
•           Protection to Keep Pace with Medicare Cost Increases
•           Freedom to Choose Licensed Physicians and Hospitals
•           Five Billing Options: ?E-Z Blue Payment Option for Monthly Billing, Pre-Authorized Automatic Withdrawals, or Pay by Check Every Month, 3 Months, 6 months, or once a year.

Medicare Supplemental Insurance Eligibility

Our products are under written. However, Medicare Supplement insurance Plans A, D,and F are issued on a guarantee issue basis for all Texas residents age 65 and over who have Medicare Part A, and are within six months of eligibility for MedicarePart B, or had one of the following events occur within the last 63 days (You must provide material supporting evidence that one of these events has occurred):

• Were enrolled in employer/retiree group health coverage and cancelled because you either could no longer be covered under the terms of the plan or the company cancelled the company plan in its entirety.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan., a Medicare Select plan, or a PACE program and were dis-enrolled because you moved out of the service area.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan or PACE program and were disenrolled because your plan withdrew from your service area.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan for the first time since you became Medicare Eligible and were disenrolled or decided to disenroll within one year of initial enrollment.
• Had a Blue Cross Blue Shield of Texas Medicare Supplement insurance plan and then cancelled it to enroll in a Medicare+Choice (including Medicare HMO) plan, a Medicare Select plan, or a PACE program within the last 12 months, and then disenrolled from your new plan within one year of initial enrollment.
• Were enrolled in a Medicare Supplement insurance plan and your previous carrier ended your coverage through no fault of your own.

If you fail to meet the aforementioned qualifications listed above, your application will be subject to underwriting. You must complete Part Two (Health History/Medical Questions) on the application.
Applicants at or exceeding the following weights (based on height and gender) cannot be offered coverage: