Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Texas offers underwritten Medicare Supplement insurance plans A, D, and F. By law some prospects will qualify for these plans on a guaranteed issue basis. Plans are available to Texas residents age 65 and over, who are enrolled in Medicare Part A & Part B, or Texas residents under age 65 who are enrolled in Medicare Part A, and are within 6 months of enrolling in Part B.

Your client's choice of a Medicare Supplement insurance company should be based on price, reputation and service. No matter which policy your client chooses, they are sure to agree that it simply makes sense to choose Blue Cross and Blue Shield of Texas.

PRODUCT BENEFIT HIGHLIGHTS

FOR PLANS D AND F
• Part A Hospital Deductible Coverage
• Hospital Co-payment Coverage
• Skilled Nursing Facility Coverage
• Coverage for Physician Fees and Other Medical Expenses
• Coverage for Foreign Travel Emergencies
Individual Insurance Plan Highlights:
Plan D: Coverage for at-Home Recovery After a Hospital Stay
Plan F: Coverage for Part B Deductible and Excess Charges Above Medicare-Approved Amounts

• No Claim Forms in Most Cases
• Membership Card Recognition Guaranteed Nationwide
• No Waiting Period for Pre-Existing Health Conditions
• Coverage for All Medicare-Approved Services
• Protection to Keep Pace with Medicare Cost Increases
• Freedom to Choose Licensed Physicians and Hospitals
• Five Billing Options: ?E-Z Blue Payment Option for Monthly Billing, Pre-Authorized Automatic Withdrawals, or Pay by Check Every Month, 3 Months, 6 months, or once a year.

• Were enrolled in employer/retiree group health coverage and cancelled because you either could no longer be covered under the terms of the plan or the company cancelled the company plan in its entirety.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan., a Medicare Select plan, or a PACE program and were dis-enrolled because you moved out of the service area.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan or PACE program and were disenrolled because your plan withdrew from your service area.
• Were enrolled in a Medicare+Choice (including Medicare HMO) plan for the first time since you became Medicare Eligible and were disenrolled or decided to disenroll within one year of initial enrollment.
• Had a Blue Cross Blue Shield of Texas Medicare Supplement plan and then cancelled it to enroll in a Medicare+Choice (including Medicare HMO) plan, a Medicare Select plan, or a PACE program within the last 12 months, and then disenrolled from your new plan within one year of initial enrollment.
• Were enrolled in a Medicare Supplement plan and your previous carrier ended your coverage through no fault of your own.