Humana Inc., a Fortune 200 company, has been servicing members with innovative, affordable insurance plans for forty-five years. Humana strives to provide quality products while changing with the evolving healthcare needs of its members. Throughout their organization, Humana associates and leaders are dedicated to delivering value to customers, members, and shareholders.

HumanaOne offers PPO and HSA compatible plans and has designed their plans to fit the different customer requirements and needs. The low cost plans are designed for people who want to protect themselves and their families with a safety net of coverage.

There are flexible plans that can be customized to fit the financial plans and then there are plans for individuals who want big employer benefits, personalized service and easy access to medical care. 95% of all claims are processed within 30 days; almost all of those claims are paid within two weeks. Less than half of one percent of all claims decisions are appealed by consumers. Receipt of an official Welcome packet within 8 days of acceptance. Many valued benefits like preventive care are part of the basic plan design. Policy owned by the consumer, not an association. If clients move to another state within the continental U.S., they can take their policy with them. You can Access in-network care at in-network rates when you travel. It is great for families with college students in other states.

HumanOne products includes low cost affordable individual and family health, dental and vision insurance plans, self employed or small business group health insurance.

Plan Highlights

HumanaOne Portrait: Major Medical; Unlimited Office Visits with $35 primary care copay and $50 specialty care copay; 80% coinsurance; Low deductibles $1,000 and $2,500; Prescription drug coverage (separate $500 deductible); $5million or $8 million lifetime maximum. Preventive Care paid at 80%; Child Preventive Care immunizations paid @ 100% age (0-6) and @ 80% ages (6-18)

HumanaOne Autograph - 3 types (HSA qualified, Lower coinsurance or Limited office visits): 80% or 100% coinsurance (70% with the lower coinsurance plan); $5,000 or $6,000 deductible based on the plan; AutographHSA qualified plan has 4 deductible choices between $1,500 and $5,000. Lower coinsurance and limited office visits plans have Rx coverage with separate $1,000 deductible; $2 million or $5 million lifetime maximum.

HumanaOne Monogram: Higher Deductible plan; 100% coinsurance; single deductible $7,500; Rx coverage with separate $1,000 deductible; $2 million lifetime maximum benefit.

Agent's recommendations

HumanaOne Portrait plan benefits compare with the BCBS Texas Blue Advantage PPO plan benefits.
Portrait plans offer Fourth quarter carry-over credit
All plans are backed by an initial 12-month rate guarantee
Portrait plans offer the following; Plan Add-on Options:

Maternity coverage
Supplemental accident coverage
About Humana

Humana's diverse business units position them to serve many types of consumers, including seniors, military members, and self-employed individuals. Humana's experienced leaders are dedicated to developing and delivering innovative products and consumer-focused guidance. Humana has received several awards for products, services, and business practices. Many of these awards recognize their commitment to providing guidance consumers can use to make healthcare and health benefits decisions with confidence.
A division of Humana Inc. — one of the nation's largest health benefits companies
Over 11 million insured medical members
Rated A- by A.M. Best
The individual market is a strategic fit for Humana. HumanaOne's Provider network is one of the best and biggest in the country. HumanOne is one of the fastest growing individual health insurance brands in the country. Launched in May 2002 in Illinois. HumanaOne products are Available for sale in 26 states.
HumanaOne's Nationwide network*

Physicians – 320,000
Hospitals – 2,600
Pharmacies – 46,000