United Healthcare Group Plans
United Healthcare is a leading name in the health care insurance industry.
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Health Savings Plans | High Deductible Plans | Co-Pay Select Plans | Co-Pay Saver Plans |
| Plan Type | HSA | HSA | HSA | HSA |
| Deductible | Low Options | $500-$5000 | $500-$5000 | $500- $5000 |
| Coinsurance | 100% | 80%-100% | 80% | 80% |
| Specialist Visits Covered? | Yes | Yes | Yes, with co-pay. |
Yes, preventative care is not covered. |
| Children Covered? | Yes | Yes | Yes, with co-pay. | Yes, preventative care is not covered. |
| Emergency Room Co-pay | $100 | Yes | Yes | Yes |
| Rx Coverage | Yes | No | Yes, with co-pay. | Yes, brand names are not covered. |
| Policy Lifetime Limit | $3 million |
United Healthcare is a leading name in the health care insurance industry. Their focus on affordable, quality health insurance for individuals and families has made them a leader and led to many new advancements within their health care system. They have heightened the standards of group insurance providers everywhere and improved the overall quality of care in the industry.
United Health Care created Medical Savings Accounts in 1993. They were the first health insurance company to ever do this and it is still going strong today. Now they are known as Health Savings Accounts (HSAs), and these health plans combine lower-cost, high deductible health insurance with a tax-advantaged savings account.
UnitedHealthCare networks across all 50 states and currently has 470,000 physicians and 4,500 hospitals participating in their programs. Here are some of the basic group health care plans you can get with United Health Care
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