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Golden Rule is rated "A" (Excellent) by A.M. Best, and "A+" (Strong) by Standard & Poor's. These world-wide independent organizations examine insurance companies and other businesses, and publish their opinions about them.
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United Health Care
Health Savings Plans High Deductible Plans Co-Pay Select Plans Co-Pay Saver Plans
 Plan Type HSA HSA HSA HSA
 Deductible Low Options $500-$5000 $500-$5000 $500-
$5000
 Coinsurance 100% 80%-100% 80% 80%
 Specialist Visits Covered? Yes Yes Yes, with
co-pay.
Yes,
preventative
care is not covered.
 Children Covered? Yes Yes Yes, with co-pay. Yes, preventative care is not covered.
 Emergency Room Co-pay $100 Yes Yes Yes
 Rx Coverage Yes No Yes, with co-pay. Yes, brand names are not covered.
 Policy Lifetime Limit   $3 million    
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Blue Cross Blue Shield
Blue Cross Blue Shield
Blue Cross Blue Shield
Blue Cross Blue Shield
Golden Rule is rated "A" (Excellent) by A.M. Best, and "A+" (Strong) by Standard & Poor's. These world-wide independent organizations examine insurance companies and other businesses, and publish their opinions about them. These ratings are an indication of our financial strength and stability. In 2003, Golden Rule became a proud member of the UnitedHealth Group family of businesses. UnitedHealth Group serves nearly 55 million individuals nationwide with products and services to help people achieve better health. 
 
Golden Rule Insurance Company is celebrating its 60th year dedicated to the health and well-being of individuals and families across America. This company is well known for their outstanding service, processing more than 94% of all health claims within 10 working days or less. 
 
Their focus on affordable, quality individual health insurance plans and family health insurance plans has led to many innovations. They pioneered Medical Savings Accounts in 1993. Today, known asHealth Savings Accounts (HSAs), these health plans combine lower-cost, high deductible health insurance with a tax-advantaged savings account. HSAs are a fast-growing, affordable alternative to traditional health plans and Golden Rule is the market leader. 
 
UnitedHealthCare network across all 50 states including: 
Physicians - 470,000 Hospitals - 4,500 

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