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| Health Savings Plans | High Deductible Plans | Co-Pay Select Plans | Co-Pay Saver Plans | |
| Plan Type | HSA | HSA | HSA | HSA |
| Deductible | Low Options | $500-$5000 | $500-$5000 | $500- $5000 |
| Coinsurance | 100% | 80%-100% | 80% | 80% |
| Specialist Visits Covered? | Yes | Yes | Yes, with co-pay. |
Yes, preventative care is not covered. |
| Children Covered? | Yes | Yes | Yes, with co-pay. | Yes, preventative care is not covered. |
| Emergency Room Co-pay | $100 | Yes | Yes | Yes |
| Rx Coverage | Yes | No | Yes, with co-pay. | Yes, brand names are not covered. |
| Policy Lifetime Limit | $3 million |